KEMBA Financial Credit Union

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A better way to bank

Credit Card Special

Transfer Holiday Balances - 0.00% APR Intro Rate for 18 Months on Balance Transfers in the First 90 Days - Available for personal & Business Cards

Learn more

KEMBA's Annual Meeting is scheduled for March 11, 2026. Click here for more information and to RSVP.
Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
Happy couple applying for a Home Equity Line-of-Credit from KEMBA

Home Equity Lines-of-Credit

1.99% APR Intro rate for the first 90 days followed by HELOC rates as low as 6.25% APR for the remainder of the term! Create your dreams in Central Ohio.
 


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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

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Rates effective as of November 7, 2025 . 

Credit Card

APR as low as

11.49%

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Rates effective as of November 7, 2025 . 

Money Markets

APY as HIGH as

2.60%

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Rates effective as of November 7, 2025 . 

Certificates

APY as HIGH as

3.60%

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Rates effective as of November 7, 2025 . 

Official Groundbreaking

A better way to bank is coming to Delaware

Members of the KEMBA Financial Credit Union team joined Delaware City Officials and the Delaware Chamber of Commerce for the official KEMBA Delaware Branch groundbreaking ceremony on November 19th.








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Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.



















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
Become a member

Come see why we're a better way to bank.


Open an account